Marcus Webb covers the intersection of motor vehicle transactions and consumer credit at DMVCT Compliance Review. His work focuses on the financial structures around vehicle ownership: auto loan origination and dealer reserve practices, the credit reporting consequences of auto-related derogatory events, dealer and repairer licensing compliance, and the consumer rights framework under federal and state lending law.
Marcus spent seven years covering automotive retail and finance for trade publications before moving to independent editorial work. That background in the dealer and lender side of the industry gives him a practical understanding of the gap between how auto financing is marketed to consumers and how the economics of F&I actually work — a gap he considers the most underreported compliance issue in the retail auto space.
His articles draw on Federal Reserve consumer credit data, CFPB enforcement actions, FTC dealer rule proceedings, state attorney general enforcement records, and primary statutory sources for each jurisdiction covered.
Marcus holds a B.S. in finance from Northeastern University and a graduate certificate in consumer financial regulation from American University’s Washington College of Law.
Coverage areas: Auto loan structure and dealer finance, F&I compliance, credit reporting and auto accounts, CFPB and FTC enforcement, dealer licensing violations, repossession law and procedure.